We offer Buy Now, Pay Later payment solutions to make shopping with Creative Living more flexible and accessible. These options allow you to receive your order right away while spreading the cost in a way that suits your budget.
At checkout, you can choose between Mobicred and Payflex, each offering a different repayment structure through a secure payment gateway.
Mobicred (via PayFast)
Mobicred allows you to spread your online spend into a single monthly repayment, making it ideal for larger purchases such as furniture and home décor.
How it works:
- Go to the Checkout page
- Select PayFast as your payment method
- Choose Mobicred from the PayFast options
- Log in or apply for a Mobicred account and complete your purchase
Key benefits:
- One consolidated payment each month
- 12-month repayment period for easier budgeting
- Ideal for higher-value orders, such as furniture and home décor
- Secure processing with a simple application
Payflex (via Peach Payments)
Payflex offers a short-term, interest-free instalment option, allowing you to split your payment into four equal parts.
How it works:
- Go to the Checkout page
- Select Peach Payments as your payment method
- Choose Payflex
- Pay 25% upfront to place your order. If you don’t have an account yet, apply for a Payflex account online .
Key benefits:
- Pay 25% today and receive your order immediately
- Split the balance into three payments every two weeks
- Interest-free with no hidden fees
- Quick approval and easy checkout
Choosing the Right Pay Later Option
| Payment Option | Best Suited For | Repayment Structure |
|---|---|---|
| Mobicred | Larger purchases and long-term budgeting | Monthly payments over 12 months |
| Payflex | Short-term flexibility with no interest | 4 instalments paid every two weeks |
Both options are clearly available on the Checkout page, allowing you to select the payment method that best suits your needs.
Flexible Payments, Simple Checkout
Our Buy Now, Pay Later options are designed to give you greater flexibility without compromising on security or transparency. Choose Mobicred via PayFast or Payflex via Peach Payments at checkout and enjoy a smoother, more flexible way to shop with Creative Living.
Payment options and approval are subject to the terms and conditions of the respective payment providers.
Frequently Asked Questions
What is Buy Now, Pay Later?
Buy Now, Pay Later allows you to receive your order immediately while spreading the cost over time. At Creative Living, this option is available through Mobicred and Payflex at checkout.
Which Buy Now, Pay Later options are available at Creative Living?
Creative Living offers Buy Now, Pay Later through Mobicred and Payflex. Each option has a different repayment structure to suit your budget.
How does Mobicred work?
Mobicred allows you to spread your online spend into one consolidated monthly payment over 12 months. It is available via PayFast at checkout and is ideal for larger purchases.
How does Payflex work?
Payflex lets you pay 25% upfront at checkout and split the remaining balance into three equal instalments, paid every two weeks. Payflex is interest-free and available via Peach Payments.
Do I need an account to use Mobicred or Payflex?
Yes. You will need a Mobicred or Payflex account to use these payment options. If you do not have an account yet, you can apply online during checkout.
Are there any interest or hidden fees?
Payflex is interest-free with no hidden fees. Mobicred repayments are subject to the terms and conditions of your Mobicred account.
Where do I select Buy Now, Pay Later at checkout?
You can select Buy Now, Pay Later on the Checkout page. Choose PayFast to use Mobicred or Peach Payments to use Payflex.